auditcake.ai
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For insurance premium auditing teams

Accurate premium audits,
finished before
your coffee gets cold.

The AI Co-Pilot platform for premium auditing teams. Close the inventory without burning out — productivity up, quality up, both numbers your team is measured on.

90-day free pilot No audit cap No card required
Live ledger · 47 open
HeartbeatAI FlagsDue 7d
AuditInsuredClassPremium ΔStatus
AUD-9263
Oakwood Pub & Eatery
NY
GL · 5606
$18,420
+18.4%
Submitted
AUD-7841
Riverside Grill & Bar
IL
WC · 9083
$41,985
+7.2%
In-flight
AUD-3295
Coastal Comfort Café
FL
GL · 8810
$12,110
—
Outreach
AUD-6107
Lakeside Bistro LLC
MI
WC · 5606
$22,540
+2.1%
In-flight
AUD-9482
Harbor View Lounge
CA
GL · 8017
$9,820
−3.5%
Co-Pilot
Co-Pilot: 3 audits show class-code drift > 12%. I drafted exposure summaries on each. Review →
This quarter
$4.2M
Premium true-up driven by Co-Pilot flags
— What it adds up to

Built for the four numbers
your audit team is measured on.

Auditor time. Contact freshness. Audit quality. Productive ratio. AuditCake moves all four — without trade-offs.
01
3.1×
auditor efficiency

Cut auditor time

Auditors spend 70%+ less time chasing insureds, formatting files, and reconciling payroll docs. We orchestrate the cadence, draft the summaries, and close the loop.

02
94%
first-touch reach

Right contact, every time

Stop bouncing emails and dialing dead numbers. We keep insured contact info synced from your policy admin, billing, AOR, and public records — so the first touch lands.

03
97.4%
class-code accuracy

Quality you can defend

Catch misclassification and underreporting in real time. Highlight a number, drop a comment, the insured replies inline — every change has a paper trail.

04
83%
productive ratio

Productive ratio

A UI that translates insurance into language insureds understand, then maps back to your class codes. Closes more audits without burning out the team or alienating the agent.

— How it works

Two experiences, one audit.

For the auditor

Auditor

01
Upload book
Drop your CSV or connect policy admin. We parse and enrich.
02
Set guardrails
Define class rules, exposure thresholds, escalation cadence.
03
Review drafts
Co-Pilot drafts summaries. You approve. Every file, every time.
04
Close & bill
Premium adjustments pushed to billing. Reports to leadership.
For the insured

Insured

01
SMS lands
Branded message with one link. No app, no login.
02
Confirm entity
One-tap FEIN match. Auto-filled from policy.
03
Upload payroll
Photo your 941 or connect payroll provider.
04
Sign & go
6 minutes later, e-signed receipt in inbox.
— AI Auditor Co-Pilot

A senior auditor's instincts, on every file.

Co-Pilot is trained on thousands of commercial audits, state rulings, and class-code manuals. It drafts exposure summaries, flags class-code drift, and catches the things a busy human eye rolls past.

142k+
Audits trained on
97.4%
Class-code accuracy
3.8
Drafts/hour saved
96%
Human approval rate
Co-Pilot · AUD-9263 · Oakwood Pub & Eatery
Class drift · 5606 → 5645
Carpentry (NOC) receipts up 31% YoY; split test vs. declared 5606 shows premium impact of $4,820.
Officer exclusion · unverified
2 officers on roster exceed state cap. Recommend requesting exclusion election + signed certificate.
Payroll reconciles · GL ✓
Uploaded 941s match insured-declared payroll within 0.3%. Co-Pilot confident ≥ 92%.
— Pricing

Pay for productive audits. Nothing else.

Unproductive audits are always free. If we don't close it, you don't pay for it.
Start here
Pilot
Run a real slice of your book
Free90 days, on us
Start your pilot
No audit cap, no card
Smart Engagement
Zero-Touch Onboarding
Full AI Co-Pilot access
Enterprise
Scale the whole audit function
Customyour volume, your terms
Contact sales
Everything in the pilot
Custom Co-Pilot workflows
Dedicated servicing specialist
Custom branding & domain
— FAQ

Questions
from operators.

Still unsure? Book a 20-minute technical walkthrough with an engineer — no deck, just your book of business in the product.

Book walkthrough →
AuditCake runs alongside your policy admin, billing, and data warehouse via flexible connectors. It can also sit on top of existing auditing platforms as well. No migration required — most teams are live in under 1 week.
Smart Engagement escalates automatically across SMS, voice, email, and mail with configurable cadences. You set the "done" definition; we keep the audit moving, close the gap, and return a clean file.
The Co-Pilot is trained on thousands of commercial audits, state rules, and class codes. It drafts summaries and flags exposures — a human auditor approves every line. It is decision-support, not decision-replacement.
Start with a free 90-day pilot — no card, no audit cap. After that, Enterprise pricing is built around your productive-audit volume, with unproductive audits always free and custom Co-Pilot workflows included.
Yes — Enterprise plans include custom branding, custom domains, and branded SMS shortcodes so insureds see your carrier, not ours.
— Start today

90 days free.
No migration.
No demo call required.

Create your workspace with a work email. We'll provision a sandbox, seed it with the industry data, and have your first 10 audits running by end of day.

90-day free pilot No audit cap No card required